Selling a house with open code violations in the Capital Region
You may be able to sell to us without a bank involved, list the house as-is, or address the violations before listing. The right choice depends on the notices, the cost of compliance, and what each path leaves in your pocket. A sale does not automatically clear a violation or cancel an enforcement deadline.
What to know in New York
In Albany, Troy, Schenectady, and nearby towns, the specific notice and local enforcement process matter more than a general promise to buy as-is. Safety issues, occupancy restrictions, permit problems, and unpaid charges need separate review; we cannot promise that a purchase resolves them all.
A no-bank offer avoids a buyer's mortgage approval, not municipal requirements or title problems. Your attorney and the closing professionals should confirm what must be resolved before ownership transfers and what can be addressed afterward in writing. Talk to a New York attorney about your specific situation.
Your options
Three common paths. There's no wrong answer — only the one that fits your situation.
Sell to us, no bank involved
Consider this when repairs are unaffordable or coordinating work would be difficult. We account for known compliance work and risk in our offer, so it may be below a market listing. Any responsibility for outstanding work or charges must be clear in the written agreement; we do not promise an enforcement deadline will pause.
List as-is
Consider an open-market sale if buyers can inspect safely and the issues are manageable. Listing may net more by reaching several buyers, although some lenders may require repairs. Compare the likely price after selling costs, carrying costs, and any work needed to close.
Fix first, then list
Consider this when you have written estimates, the funds to finish, and a practical approval process. Resolving a significant issue may widen the buyer pool. It only makes financial sense if the likely extra proceeds exceed repairs, permits, delays, and a reserve for surprises.
What to do first
- Gather every violation notice, inspection report, permit record, occupancy notice, and invoice. Ask the local code office for the current case status and a written explanation of required work; do not rely only on an old letter or a contractor's opinion.
- Mark any response dates, hearing dates, correction deadlines, or occupancy restrictions on the actual notices. A request for an offer is not an extension, and an unsafe property should not be used for showings without appropriate clearance. Talk to a New York attorney about your specific situation.
- Collect the deed, mortgage payoff information, tax bills, and available records of municipal charges. Ask your attorney and title professionals which items affect closing and what disclosures apply. Compare itemized compliance estimates with realistic net proceeds before choosing repairs or a sale.
General information, not legal advice. Talk to a New York attorney about your specific situation.
Build Your Home Selling Plan
Start with current condition, then compare preparation, timing, costs, and estimated net proceeds across the relevant selling paths.
Our promises
We close what we sign
Some companies that advertise “we buy houses” sign a contract with you and then sell that contract to another investor, often without explaining it clearly. We don't. The buyer is the company named in your offer, and that's who closes.
How to tell if a buyer plans to sell your contractYour price holds.
The price won’t change after inspection unless we find a material issue that wasn’t disclosed.
You’ll get a straight answer.
If our numbers show listing would likely net you meaningfully more, we’ll tell you in writing and connect you with a strong local agent.
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Frequently asked questions
Build Your Home Selling Plan
Start with current condition, then compare preparation, timing, costs, and estimated net proceeds across the relevant selling paths.